Terms of Use

Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use and the accompanying Disclaimer and Privacy Policy. If you do not agree, you should not use the website.

These terms apply to all visitors, readers and users of FU Research. Additional terms may apply to future services and will be presented before those services are used.

Permitted Use

The website may be used for lawful personal, educational, journalistic and internal business research purposes. Readers may link to FU Research and may quote limited extracts where permitted by law, provided the source and relevant publication are clearly attributed.

Search engines and AI services may crawl and index publicly available pages in accordance with the published robots.txt and applicable law. Permission to index does not grant a right to reproduce or commercially republish substantial portions of the website.

• Do not copy, republish, sell or commercially exploit substantial research without prior written permission.
• Do not interfere with the security, integrity, availability or normal operation of the website.
• Do not use the website for unlawful, deceptive, abusive or rights-infringing activity.
• Do not misrepresent FU Research content, authorship, endorsement or affiliation.

Intellectual Property

Unless otherwise stated, the website’s original text, research, analysis, visual presentation, graphics and branding are owned by or licensed to FU Research and are protected by applicable intellectual-property laws.

Company names, logos, trademarks, images and source materials belonging to third parties remain the property of their respective owners. Their appearance on the website does not transfer any ownership or licence to the reader.

User Responsibilities

Users are responsible for evaluating the relevance, accuracy and suitability of all information before relying on it. Users must comply with applicable laws and respect the rights of FU Research and third parties when quoting, sharing or otherwise using website material.

Users must not attempt to gain unauthorised access, introduce malicious code, overload the website, evade technical controls or collect personal information about other users.

Third-Party Links

The website may link to company reports, regulatory filings, academic publications, media, service providers and other third-party resources. Links are provided for source identification, context and convenience.

FU Research does not control or endorse third-party websites and is not responsible for their content, availability, security, accuracy or privacy practices. Accessing an external resource is at the reader’s own discretion.

No Professional Advice

FU Research provides independent commentary and research, not financial, investment, legal, accounting, tax or professional consulting advice. Nothing on the website is an offer, recommendation or solicitation to buy, sell or hold any security, product or service.

Readers should undertake their own analysis and seek appropriately qualified advice before making decisions that may carry financial, legal or commercial consequences.

Limitation of Liability

To the maximum extent permitted by law, FU Research excludes all warranties not expressly stated and will not be liable for any loss, damage, cost or expense arising from access to, use of, inability to use, or reliance on the website or any linked material, including indirect, incidental, consequential or economic loss.

Nothing in these terms excludes, restricts or modifies a guarantee, right or remedy that cannot lawfully be excluded, including any applicable rights under the Australian Consumer Law. Where liability cannot be excluded, it is limited to the minimum extent permitted by law.

Changes to the Website

FU Research may add, update, correct, suspend or remove website content or functionality at any time. There is no obligation to maintain any publication indefinitely or to provide advance notice of editorial, technical or availability changes.

These terms may also be revised. Continued use of the website after revised terms are published constitutes acceptance of the updated terms to the extent permitted by law.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia, without regard to conflict-of-law principles. Subject to any mandatory rights that apply in another jurisdiction, the courts of New South Wales and the courts entitled to hear appeals from them will have non-exclusive jurisdiction over disputes relating to these terms or the website.

Contact

Questions about these Terms of Use, permissions or the use of FU Research material may be directed to FU Research in Sydney, Australia.